|
All Cortiva Institute massage schools are proud to offer federal financial
aid programs to those who qualify. At Cortiva we have also developed a
variety of other student finance options.
We understand that the process of finding and applying for that aid can
be overwhelming. Our financial team can help you identify your options,
walk you through the forms, and guide you through the process.
Tuition Funding Sources
An education is one of the most important investments in your career! And a
Massage School education is an investment that can change your life. We
understand that you probably have questions and would appreciate the help in developing
a personalized financial plan for tuition. This is a brief description of some of
the more common sources of tuition funding that may be available for those who qualify.
A combination of sources can be used to help students develop a complete tuition
payment plan. Students will be awarded financial aid based on their individual eligibility.
The financial aid representative can help you with applications and questions.
|
|
Scholarships, Grants and Gift Aid
Federal Grants
Federal Pell and Federal SEOG need based grants calculated on government and institutional
financial "need" formulas. Grants do not have to be repaid. Awards range
based on applicant's Eligibility from $0-$5,550 per academic year.
Cortiva Institute Scholarships
Two scholarship programs are offered by Cortiva to help students with
their tuition investment.
- Cortiva Institute Founders' Scholarships $1000
- Cortiva Institute Presidents' Scholarships $500
Awards are based on the applicant's interview and essay describing why
they have chosen this field. See your Admissions Representative or Financial
Aid officer for an application and details.**
Other Scholarship Sources
Employers, Churches, Clubs, Unions, Foundations.
Agencies
Veterans Administration
Military Spouses may be eligible for additional funding.
Department of Labor
Bureau of Rehabilitation Services
Employer Reimbursement
Some employers will reimburse students for a portion of tuition costs.
|
Federal and Private Loans
Federal Subsidized Loan
A low interest loan awarded based on need. No interest or payments while
in-school and for 6 months after (grace period). No credit check. Loans
can range from $0 – $3,500, per academic year, based on eligibility.
Federal Unsubsidized Loan
A low interest loan, NOT awarded on the basis of need, in which interest
accrues immediately but payments that can be deferred until 6 months after
graduation. No credit check. Loans can range from $0 – $6,000 (independent
student), $0 – $2,000 (dependent student), per academic year, based on
eligibility.
Federal Parent Plus Loans
A low-fixed interest loan available to parents of undergraduate students
for tuition, books, fees, living expenses, etc. Credit check required.
Co-signer may be used.
Sallie Mae
"Smart Loan"
Available to cover tuition, books, fees, etc. Interest rates
vary based on credit history. Co-signer may be used.
Tax Benefits for Education:
- Hope Tax Credit – up to $1650 per student.
- Lifetime Learning Tax Credit – up to 20% of a family's tuition expenses, up to $10,000.
- For more information on tax credits, go to www.irs.gov
or ask your Financial Aid
Representative.
|
Payment Plans
A student payment plan option is provided for students who have balances
remaining after all other financial aid options have been pursued. Break
down your remaining balance into interestāfree monthly payments over
the length of your program.
Cortiva Institute operates schools in the following locations:
(480) 945-9461 8010 E. McDowell Rd. Suite 214 Scottsdale, AZ 85257
(520) 623-2160 6390 East Broadway Blvd. Tucson, AZ 85710
(727) 541-5200 4045 Park Boulevard Tampa Bay, FL 33781
(312) 253-3333 17 N. State Street Chicago, IL 60602
(312) 253-3333 241 Commerce Drive Crystal Lake, IL 60014
(312) 253-3333 1051 Internationale Pkwy Woodridge, IL 60517
(617) 668-1000 103 Morse Street Watertown, MA 02472
(732) 885-3400 180 Centennial Ave. Piscataway, NJ 08854
(732) 282-0100 1985 Highway 34 Wall Township, NJ 07719
(610) 666-9060 211 S. Gulph Road King Of Prussia, PA 19406
(206) 282-1233 425 Pontius Ave N, Suite #100 Seattle, WA 98109
|
Documents that will be helpful:
- Your Social Security Number.
- Your Driver's License (if any).
- Your W-2 Forms and other records of money earned.
- Your (and your spouse's, if you are married) Federal Income Tax Return
form 1040, 1040A, or 1040EZ, foreign tax return, or tax return for Puerto
Rico, Guam, Samoa, the U.S. Virgin Islands, the Marshall Islands, or the
Federated States of Palau.
- Your parents' Federal Income Tax Return (if you are a dependent student).
- Your untaxed income records: Social Security, Temporary Assistance to
Families, welfare, or veteran's benefits records.
- Your alien registration number or permanent residence card (if you are
not a U.S. citizen).
|
|
* Not all sources are available at all locations; please check with your
financial aid representative for more information on what programs are
available at your location.
** The scholarship program at Cortiva Institute – Pennsylvania School of Muscle Therapy consists
of one Founders' $2,500.00 scholarship awarded each term. All other terms
and conditions apply as stated.
** The scholarship program at Cortiva Institute – Chicago consists of one
D. Kawaters $500.00 scholarship awarded each term in addition to other
available scholarships. All other terms and conditions apply as stated.
|
| |
Check job opportunities for our students & alumni.
Faculty, students, and employers share their stories.
See Cortiva at work and play.
Read news about Cortiva, press releases, and Massage Therapy articles.
See what it is like to be a massage student for a day.
Refer a friend and get a gift! Click the link above to find out more.
Click the link above to read our massage therapy blog!
Check out our online catalog of new products and accessories.
|